Unverifiable MSB License
Orbios claims to hold Canadian Money Service Business license M22520977. However, this license category is low-barrier and does not indicate meaningful financial regulation or consumer protection.
UK Address Is a Virtual Office
"Dns House, 382 Kenton Road, Harrow, HA3 8DP" is a known virtual office address used by hundreds of shell companies. This is not a real operational headquarters.
Funds Withheld Without Cause
After transferring funds into the Orbios system, we were unable to withdraw them. Our requests were delayed and then ignored. The money was never returned.
No Response to Formal Requests
Despite written correspondence, formal requests for fund release, and escalation attempts, Orbios did not respond. Their support channels became unresponsive.
"99.9% Satisfied" Is a Fabricated Claim
Orbios claims on their company page that "99.9% of customers are satisfied." There is no independent review platform, audit, or evidence to support this claim.
No Regulatory Body Will Acknowledge Them
Orbios is not registered with the FCA (UK Financial Conduct Authority). The Canadian MSB license does not cover payment services in Europe or protect EU/UK consumers.
Registered Name
Orbios Payment Ltd
Company Number
13343937 (UK Companies House)
Registered Address
Dns House, 382 Kenton Road, Harrow, Middlesex, United Kingdom, HA3 8DP (Virtual Office)
License Claimed
Canadian MSB License — M22520977 (low-barrier, not FCA regulated)
Website
Telegram
Claimed Services
Online Payments, Multi-Currency Account, Pay Globally, Anti-Fraud System, Crypto
App Login Portal
License & Regulatory Status Breakdown
UK FCA (Financial Conduct Authority)
Orbios Payment Ltd is NOT listed on the FCA Register. Any company providing payment services in the UK must be FCA-authorised or registered. They are not.
Canadian MSB License M22520977
The Canadian Money Service Business registration requires minimal capital and no consumer protection guarantees. It does NOT cover European operations and provides no meaningful recourse for non-Canadian victims.
UK Companies House Registration 13343937
Being registered at Companies House only means the company exists on paper. It does NOT imply any financial regulation, oversight, or consumer protection.
Registered Address: 382 Kenton Road, Harrow
"Dns House" at this address is a well-known registered office provider used by hundreds of shell and offshore companies. There is likely no actual staff or operations at this location.
Orbios Appeared Legitimate
Their website was professional. They cited a license number, a UK address, and claimed "10+ years of experience." They displayed Visa and Mastercard logos to appear credible.
Onboarding & KYC Completed
We submitted full KYC documentation as requested. The process was smooth and built false confidence in the company's legitimacy and compliance standards.
Funds Deposited / Payments Processed
We began using their payment infrastructure. Transactions appeared to process normally. We deposited or transferred funds as required by their system.
Withdrawal Request Ignored
When we attempted to withdraw or access our funds, the process stalled. Orbios gave vague responses, requested additional documentation, and then stopped communicating.
Account Access Restricted
Our access to the Orbios portal became restricted. The funds remained trapped in their system with no avenue for recovery or dispute provided by the company.
We Are Now Warning Others
We created orbiosscam.com to ensure no other business is victimised. Please report your experience and share this page with anyone considering using Orbios.
⚠ Were you also scammed by Libernetix? The two companies are connected. Read our full warning about Libernetix at:
libernetixscam.com →Orbios did not operate alone. Through our investigation we have uncovered a network of connected companies used to process payments, miscode transactions, and obscure the true nature of the business from banks, card schemes, and victims. Every entity below is linked to the same fraud operation.
Unicorn Group AG (ugpayments.ch)
LEGAL NAME
Unicorn Group SA
ADDRESS
Via Vegezzi 6 B, 6900, Lugano, Switzerland
STATUS
Visa & Mastercard Principal Member · PCI Level 1
CONTACT
Unicorn Group AG is a Swiss acquiring company identified as the acquirer for the connected Libernetix fraud scheme and suspected in connection with Orbios. As a Visa and Mastercard principal member they bear responsibility for the merchants operating under their acquiring umbrella. Formal complaints have been filed with FINMA, Swiss MROS, and directly with Visa and Mastercard.
If You Were Charged — These Are the Descriptors
Victims of this fraud may see any of the following descriptors on their bank or card statements. These are merchant account names used to disguise payments to Orbios and/or Libernetix:
If any of these descriptors appear on your statement for a payment you made to Orbios or another merchant in this network, you have been a victim of transaction miscoding. Contact your bank immediately to request a chargeback.
SolarBee (solarbee.io)
SolarBee (solarbee.io) shares an identical website template, design, technology stack, and platform with Orbios (orbios.money). Both were founded in 2023. This is not coincidental — it strongly indicates a common operator or coordinated scheme between the two entities.
"Money taken out of my account ended up in some dubious Comoros illegal online casino."
— Adrian Nicolaev, Austria · Jan 2026
"Taken multiple transactions from my card on behalf of a known unlicensed illegal online casino. Their own website states United Kingdom as a prohibited country."
— Joe, United Kingdom · Nov 2025
"Payments initiated under SolarBee but settled under BetterHash.io / HASH PAY sp. z o.o. — connected to online gambling platforms without valid licenses."
— D. Vázquez, Spain · Feb 2026
CONFIRMED — BetterHash.io / HASH PAY sp. z o.o. (KRS 0001142777, ul. Grochowska 207, Warsaw): SolarBee is shown at checkout; BetterHash.io appears on the bank statement; a third descriptor exists inside the card network. Three-layer obfuscation confirmed. Fake refund issued in writing with no ARN. Full card below.
LEGAL NAME
SolarBee Sp. z o.o.
REGISTRATION
Reg. Nr. 1004929, Poland · VASP: RDWW-562
ADDRESS
North Gate, Bonifraterska 17, Warsaw, 00-203, Poland
CONTACT
SolarBee processed payments whose true beneficiary was Libernetix and/or Orbios, generating the descriptor UG*solarbee on victim bank statements. SolarBee's own website prohibits UK customers — yet UK cardholders have been repeatedly charged. Victims span Austria, UK, Germany, Australia, and Spain. Some payments also routed through BetterHash.io / HASH PAY sp. z o.o., a second Polish entity now under investigation.
BetterHash.io / HASH PAY sp. z o.o. (betterhash.io)
At checkout: SolarBee. On bank statement: BetterHash.io. Inside the card network: a third, different name. This deliberate three-layer mismatch prevents victims identifying the responsible party and frustrates chargebacks. BetterHash confirmed a refund in writing — but provided no ARN. No refund arrived. Victims escalated to authorities.
LEGAL NAME
HASH PAY sp. z o.o.
REGISTRATION
KRS 0001142777 · NIP 7252350476 · Poland (VASP)
ADDRESS
ul. Grochowska 207, 04-077 Warszawa, Poland
FALSE REFUND
Confirmed refund in writing — no ARN — no refund received
HASH PAY sp. z o.o. operates betterhash.io as a cryptocurrency exchange while its merchant account functions as a miscoding storefront in this fraud network. The SolarBee → BetterHash.io → third descriptor chain is the most sophisticated obfuscation technique identified in this entire investigation.
Amesomic OÜ / Amesome Templates (amesome-templates.com)
Amesomic OÜ responded to a victim complaint on Trustpilot by redirecting them to SolarBee — then deleted that response. The victim preserved screenshots. This is the most explicit self-incriminating act by any entity in this network, directly linking Amesomic and SolarBee as part of the same operation.
"€4,042.50 charged under AMESOMIC OÜ. All transactions originated from online casino deposit interfaces. Payment flow: SegoPay → Payredirect.io → Paytently.io → Dimoco Payments → Revolut → AMESOMIC OÜ."
— E. Martinez, Spain · Mar 2026
"Amesomic's response redirected me to SolarBee — a response that was later deleted. Screenshots have been preserved. Multiple unrelated entities involved strongly indicates merchant misrepresentation."
— Emiliano, Spain · Mar 2026
LEGAL NAME
Amesomic OÜ
REGISTRATION
Reg. Nr. 16788757, Estonia
ADDRESS
Sõle tn 61a-7, 10313, Tallinn, Estonia
Same building as Libernetix (61a-5)
BENEFICIAL OWNERS — IDENTIFIED
Albert Talberg (sole shareholder & board member)
Ilya Kovalenko (original founder)
CONTACT
info@amesome-templates.com
ik@amesome-templates.com
+372 53160225
Amesomic OÜ is the most comprehensively documented storefront in this network. Victims traced €4,042.50 in casino charges through a multi-layer payment chain ending at the Amesomic descriptor. Beneficial owners Albert Talberg and Ilya Kovalenko have been identified from public corporate records and are named in all regulatory complaints.
SpaceEdge OÜ / Wordchiefs OÜ (spaceedge.io · wordchiefs.com)
WORDCHIEFS OÜ = SPACEEDGE OÜ — SAME LEGAL ENTITY, FOUR COMPANY NAMES, THREE COUNTRIES
Wordchiefs OÜ (wordchiefs.com — AI content platform) and SpaceEdge OÜ (spaceedge.io — crypto exchange) share identical registration number 16801083 and identical address Kari tn 6-12, 10313, Tallinn. Also connected: UAB Space Edge Digital (Lithuania, Reg. 306113029) and Wordchiefs LTD (UK, Reg. 16185503, London virtual office). The wrdchiefs descriptor is the Wordchiefs merchant account — same operation as SpaceEdge.
TWO DIFFERENT COMPANIES ON THE SAME WEBSITE
The spaceedge.io Terms & Conditions page names UAB Space Edge Digital (Lithuania, Reg. 306113029). The Terms of Use page names SpaceEdge OÜ (Estonia, Reg. 16801083). One website, two legal entities, two countries — deliberate obfuscation to frustrate regulatory complaints and legal action.
Trustpilot victims report unauthorised charges under the SpaceEdge descriptor linked to illegally operating UK casino sites. One victim states: "This is money laundering." The Wordchiefs profile has 83+ overwhelmingly 5-star reviews — almost certainly manufactured legitimacy cover. Space Edge has not responded to any negative review.
LEGAL NAME — SAME ENTITY
SpaceEdge OÜ = Wordchiefs OÜ · Reg. 16801083
ADDRESS — SAME POSTCODE AS LIBERNETIX
Kari tn 6-12, 10313, Tallinn, Estonia
DESCRIPTORS
SpaceEdge · Spaceedgeio · Space Edge Vilnius · wrdchiefs
ALSO: UAB SPACE EDGE DIGITAL (LITHUANIA)
Reg. 306113029 · Naugarduko g. 68-3, LT-03203, Vilnius
ALSO: WORDCHIEFS LTD (UK)
Reg. 16185503 · 4 Winsley Street, London W1W 8HF (virtual office)
This operation runs four company names across three countries from a single Estonian registration (16801083). SpaceEdge OÜ and Wordchiefs OÜ are the same entity — confirmed by identical registration number and address from Wordchiefs' own privacy policy. The wrdchiefs descriptor is therefore the same miscoding merchant account as SpaceEdge, routing payments to Libernetix and/or Orbios while disguised as an AI content platform subscription. All four entities and all three jurisdictions have been reported to authorities.
Banx21 (banx21.com)
SELF-CONFESSION: BANX21 LISTS ORBIOS.MONEY AS THEIR OWN PROJECT
The Projects section of banx21.com explicitly lists orbios.money as one of the projects founded by Alexander Savy and Konstantin Margolis. This is a direct public admission by the founders of Libernetix that they also founded and control Orbios. Both fraudulent payment processors at the centre of this entire network were created and are controlled by the same two individuals. Screenshot this page immediately before it is removed.
Alexander Savy and Konstantin Margolis also confirmed they founded Banx21 via the Libernetix About Us page (which links to banx21.com/manifesto) and via RateEx42's compliance listing which independently identifies Banx21 as a "Related Scheme" to Libernetix.
FOUNDERS (BY OWN ADMISSION)
Alexander Savy · Konstantin Margolis
PROJECTS CLAIMED (SELF-ADMISSION)
Libernetix · Orbios.money · Banx21
REGULATORY STATUS
Unregulated — no disclosed legal entity
Banx21 is the personal platform of Alexander Savy and Konstantin Margolis. Its Projects section lists orbios.money alongside other ventures — providing direct confirmation that the same individuals who founded Libernetix also founded and control Orbios. This is the single most important piece of evidence in this case: it places both fraudulent payment processors under the personal control of two named individuals who have publicly identified themselves as the owners.
Libernetix OÜ (libernetix.com)
KEY PEOPLE — ALSO CONFIRMED FOUNDERS OF ORBIOS
Alexander Savy · Konstantin Margolis · Eriks Petersons (CEO)
REGISTERED ADDRESS
Sõle tn 61a-5, Tallinn, Estonia
Same building as Amesomic OÜ
3RD PARTY RATING
RED — Non-Compliant (RateEx42)
RELATED SCHEME
Banx21 (banx21.com) — lists Orbios as project
Libernetix is the sister fraud company to Orbios — same founders (Savy & Margolis), same acquiring chain, same storefront network. Full details and evidence at libernetixscam.com.
Money flowed from victim cards through legitimate-looking storefronts (SolarBee, Amesomic, SpaceEdge), processed by a Swiss acquirer, ultimately ending up with Orbios and/or Libernetix. The storefronts were used to disguise the true nature of the transactions from cardholders and card schemes.
REPORT ORBIOS NOW
File reports with all relevant authorities. Name Orbios, Libernetix, Unicorn Group AG, SolarBee, and Amesomic. The more reports filed across all jurisdictions, the greater the chance of investigation.
Contact Other Victims →